BGA Employee Benefits Advisors
BGA Employee Benefits Advisors
Group Medical
Fully Insured Plans
Partially Self-Funded Plans
Shared Savings Plans
Consumer Driven Plans
Health Savings Accounts (HSA)
Flexible Spending Accounts (FSA)
Health Reimbursement Arrangements (HRA)
Ancillary & Voluntary Plans
Life/AD&D
Short Term Disability
Long Term Disability
Dental
Vision
Critical Illness
Accident
Hospital Indemnity
BGA Employee Benefits Advisors Areas of Service
Plan Benefit Analysis
- Strategic plan design / funding analysis
- Identification of client’s benefits strategy
- Short and long term risk management strategy
- Plan design, costs and contribution impacts
Plan Renewal Analysis
- Proactive renewal negotiations
- Obtain competitive quotes
- Analyze quotes and prepare reports
- Meet with client to discuss options
- Coordinate implementation and administration
Financial Monitoring
- Claims monitoring & analysis
- Claims utilization analysis
- Funding analysis
- Employee contribution strategies/impact
Client & Participant Support
- Employee benefit education
- Benefit plan marketing
- Billing issue resolutions
- Employee benefit fair support
- Customized employee election forms
- Employee advocacy service
- Web-based HR/benefit resources
- Employer education seminars
- Legislative (State/Federal) compliance support
- Monthly newsletters
- Wellness program support
BGA Employee Benefits Advisors Operational Excellence
The BGA Difference…Our Consultative Approach
Listen first to develop an understanding of your unique benefits philosophy and challenges
Leverage our considerable relationships with carriers and our experience with all size of clients
Present innovative technological capabilities tailored to your unique needs
Provide dedicated account management support
Services and Accountability
Data collection & analysis
- Historical and current contracts, filings, claims, etc.
Assessment
- Demographic, health plan cost and coverage analysis
- Dental, life and disability cost and coverage analysis
- Voluntary benefits cost and coverage analysis
Implementation & service
- Setting implementation schedule
- Annual client service plan
- Project management
- Employee communication strategy
- Employee education meetings
Operational meetings
- Your team and the BGA team
- Monthly, quarterly, pre-renewal
- Task list
- Post implementation debrief
Day-to-day support
- Vendor management
- Communications
- Compliance
- Benefits technology