The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content A Checklist for When a Spouse or Parent Passes An overview of some fundamental steps when a loved one passes. Risk Perspective Is it possible to avoid loss? Not entirely, but you can attempt to manage risk. Choices for Your 401(k) at a Former Employer Individuals have three basic choices with the 401(k) account they accrued at a previous employer.